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Life Settlements Primer: A Premier Uncorrelated Asset Class

Life Settlements Primer: A Premier Uncorrelated Asset Class

Life settlements are an uncorrelated alternative investment with low volatility and predictable returns.

Life settlements offer investors a chance to earn stable, predictable returns through the purchase of life insurance policies from seniors. This alternative investment is appealing because it isn’t tied to the ups and downs of traditional financial markets, relying instead on the actuarial predictions of policyholders' life expectancies. This provides a non-correlated return stream, making life settlements an attractive option for those seeking diversification.

Investors considering life settlements should be aware of their long-term nature and the challenges associated with predicting life expectancies accurately. Despite these considerations, the market is substantial, with estimated values potentially reaching up to $267 billion over the next decade. As such, life settlements remain a compelling choice for those looking to diversify their portfolios and secure returns independent of broader market movements.

Access the entire article to discover why life settlements offer investors a superior choice for uncorrelated alternative investments.

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Table of Contents

  • History of Life Settlements

  • Why Should an Investor Invest in Life Settlements? Pros and Cons

  • Market Size: “The Market is Large”

  • Life Settlements Funds List

  • Returns of Investments

  • Types of Life Settlements

    • Types of Life Settlements

    • Transactions of Life Settlements

  • Fund Structures

  • Types of Players

    • Sell-Side

    • Buy-Side

  • Example of Life Settlements

Thanks to our Contributor

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RiverRock Funds is a dedicated life settlements investment manager with over ten years of experience managing pooled investment funds investing in the secondary and tertiary markets for life insurance policies.


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