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This article (the “Article”) is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to purchase any investment or any securities. This Article does not constitute investment advice and is not intended to be relied upon as the basis for an investment decision, and is not, and should not be assumed to be, complete. Readers should make their own investigations and evaluations of the information contained herein. The information contained herein does not take into account the particular investment objectives or financial circumstances of any specific person or entity who may receive it. Each reader should consult its own attorney, business adviser and tax adviser as to legal, business, tax and related matters concerning the information contained herein.  Except where otherwise indicated herein, the information provided herein is based on matters as they exist as of the date of preparation and not as of any future date and will not be updated or otherwise revised to reflect information that subsequently becomes available, or circumstances existing or changes occurring after the date of preparation. Certain information contained in this Article constitutes “forward-looking statements,” which can be identified by the use of forward-looking terminology such as “may,” “will,” “should,” “expect,” “anticipate,”  “target,” “project,” “estimate,” “intend,” “continue” or “believe,” or the negatives thereof or other variations thereon or comparable terminology. Due to various risks and uncertainties, actual events or results may differ materially from those reflected or contemplated in such forward-looking statements. Readers should not rely on these forward-looking statements.  Certain information reflects subjective determinations which may prove to be incorrect. There can be no assurance that the estimates or projections will be accurate or that historical trends will continue. In considering the prior performance information contained herein, readers should bear in mind past performance is not necessarily indicative of future results. All rights reserved. The material may not be reproduced or distributed, in whole or in part, without the prior written permission of PrimeAlpha LLC.

The Power of Empathy in Creating Solutions with Raphael Martorello of LotusGroup Capital

Raphael Martorello brings over 20 years of investment experience to his role as managing partner and CIO of LotusGroup Capital. Raph leads a team with over 50 years of combined life settlements experience.

“We started our wealth management firm to build durable partnerships with advisors and investors. With low-returning fixed-income returns and highly volatile public equity markets, we focused on finding meaningful alternatives. Life settlements happened to be a very attractive sector to us, offering the potential for excellent returns as well as highly uncorrelated results relative to the economy and public investment markets.

Many life settlement funds tend to be closed-end with up to 10-year lockups, whereas we were focused on delivering asset class returns but with a shorter hold duration. We also noticed that fees and costs were relatively high throughout the entire life settlements ecosystem. The consumer was getting somewhat underpaid for their policy and the investor was having to deal with high costs and fees. Net-net, we saw an exciting asset class that should be doing great but was difficult to access and had a high-cost structure. After searching three years for the right solution, we eventually decided to build it ourselves, and have now been investing in the life settlements space for more than six years.

We approach this asset class with the mentality that every dollar we're managing is somebody’s hard-earned dollar. This capital represents the opportunity to help provide solutions for consumers while delivering financial security and opportunity for each investor. We listen and understand where each person is coming from and try to deliver on their stated needs.”

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Ned Rule, Head of Distribution

Phone: 303-475-5215

LotusGroup Capital focuses exclusively on uncorrelated private asset investing. We combine industry veterans with fresh analytical thinking to target consistency and above-average outcomes. We also focus on delivering some “free lunch” through cost reduction in the value chain, negotiating price breaks with suppliers, servicers, and administrators. Finally, we select investment opportunities that allow for stakeholder value maximization with sellers, buyers, investors, and partners. This is critical to our mission of “Maximizing Human Potential.”

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